PlanMyReturns: Precision Financial Calculators
Welcome to PlanMyReturns. Whether you are planning your first SIP, optimizing a Home Loan, or filing Income Tax, our privacy-first tools help you master your money with zero guesswork.
Most Popular on PlanMyReturns
The tools our users trust most to plan investments, loans, and taxes in India.
SIP Calculator
How much wealth will you create? Calculate the future value of monthly investments using the PlanMyReturns SIP tool.
Calculate ReturnsHome Loan EMI
Planning to buy a house? Check your monthly EMI, total interest payable, and amortization schedule instantly.
Calculate EMIIncome Tax
Save more tax this year. Compare the Old vs. New Tax Regime side-by-side to find your lowest liability.
Estimate TaxEssential Financial Calculators
A curated list of PlanMyReturns tools for wealth creation, loan management, and tax planning.
SIP Calculator
Estimate inflation-adjusted returns for your monthly mutual fund SIPs.
Start CalculationPPF Calculator
Calculate tax-free maturity corpus for Public Provident Fund (Section 80C).
Calculate CorpusSSY Calculator
Planning for your daughter? Estimate maturity value for Sukanya Samriddhi Yojana.
Plan for DaughterNPS Calculator
Estimate your pension corpus and monthly annuity from the National Pension System.
Plan PensionEMI Calculator
Universal calculator for any loan—view interest vs. principal breakup instantly.
Calculate EMILoan Prepayment
Should you prepay? See how much interest you save by paying extra EMI.
Calculate SavingsHRA Exemption
Living on rent? Calculate the exact HRA amount you can deduct from taxable income.
Check ExemptionGratuity
Leaving a job? Calculate the gratuity amount eligible after 5 years of service.
Calculate AmountTake Home Salary
New job offer? Calculate your monthly in-hand salary after PF and Tax deductions.
Calculate In-HandRetirement
Don't run out of money. Calculate the corpus needed to maintain your lifestyle.
Secure FutureEducation Plan
College fees are rising. Estimate future costs and how much to save today.
Plan EducationInflation Calculator
What will ₹1 Lakh be worth in 10 years? Understand the erosion of purchasing power.
Check ValueNet Worth
The big picture. Track your Assets (Property, Gold) minus Liabilities (Loans).
Track WealthCan't find what you're looking for?
We have 65+ specialized calculators available.
How PlanMyReturns Works
Simple steps, clear outcomes.
Pick a Tool
Select from investment, loan, or tax calculators tailored for the Indian market.
Enter Details
Input figures like salary or tenure. We provide smart defaults to help you start.
View & Export
Get instant visualizations. Download PDF/CSV reports to share with advisors.
Why Trust PlanMyReturns?
Comprehensive Toolkit
We don't just do math; we do planning. PlanMyReturns factors in Section 80C limits, Indexation benefits, and the latest government rules so you don't have to.
Educational Insights
Numbers without context are useless. We explain the "Why". Learn how increasing your SIP by just 5% can double your wealth over time.
Privacy First Promise
Your financial data is personal. PlanMyReturns runs all calculations locally on your browser. We never store your salary or investment figures.
Everyday Tools
Plain language, helpful defaults, and exportable results. Everything runs in your browser - no sign up required.
Quick Guide: Interpreting PlanMyReturns Outputs
- Real vs. Nominal: Toggle 'Inflation Adjusted' to see what your money is worth in today's value.
- Break-even Point: For loans, see exactly when your principal repayment exceeds interest payment.
- Inflation adjustment: Use the inflation toggle to understand purchasing power.
Latest Financial Insights
Expert guides, market updates, and money management tips.
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