PlanMyReturns - Master Your Money with Precision Financial Calculators

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Stop guessing. From planning your first SIP to optimizing your Home Loan and filing Income Tax, get accurate projections, detailed yearly breakdowns, and downloadable reports in seconds.

Explore Calculators How It Works

SIP Calculator

The power of compounding in your pocket. Estimate the future value of your monthly mutual fund investments.

Calculate Returns >

Home Loan EMI Calculator

Plan your dream home. Calculate monthly EMI, total interest payable, and see how prepayments save you money.

Calculate EMI >

EMI Calculator

Calculate EMI for any loan instantly with interest, tenure, and total cost breakdown.

Calculate EMI >

Income Tax Calculator

Confusion between Old vs. New Regime? Compare both side-by-side and find where you save more tax.

Estimate Tax >

All Financial Calculators

Choose a category to filter, or browse all calculators below.

SIP Calculator

Build wealth systematically. Track inflation-adjusted returns for your long-term goals.

Calculate Returns >

Lumpsum Calculator

received a bonus? See how a one-time investment grows over 5, 10, or 20 years.

Calculate Returns >

RD Calculator

Plan your short-term goals. Visualize how monthly savings in a Recurring Deposit grow.

Calculate Returns >

PPF Calculator

The safest tax-saver. Calculate maturity corpus with the current government interest rate (7.1%).

Calculate Returns >

Home Loan EMI

Analyze your mortgage. Understand the principal vs. interest split in your monthly payments.

Calculate EMI >

Car Loan Calculator

Drive your dream car. Estimate EMIs and total ownership costs before walking into the showroom.

Calculate EMI >

Income Tax Calculator

Comprehensive tax planning. Factor in Section 80C, 80D, and HRA to minimize liability.

Estimate Tax >

HRA Exemption

Renting a house? Calculate the exact tax exemption you can claim on your salary.

Estimate Tax >

Retirement Corpus

How much is enough? Calculate the nest egg you need to maintain your lifestyle post-retirement.

Plan Now >

Children's Education

Education inflation is high. Estimate the future cost of college and how much to save today.

Plan Now >

Net Worth Calculator

The big picture. Track your assets (Home, Stocks, Gold) minus liabilities (Loans) to see your true financial health.

Calculate Net Worth >
View all calculators >

How PlanMyReturns Works - Simple Steps, Clear Outcomes

Each calculator follows three steps: input, calculate, learn. Plain numbers and clear explanations.

1

Pick the Right Calculator

Select from investment, loan, or tax calculators. All tools are tailored for the Indian financial market.

2

Enter Your Details

Input your figures-salary, interest rate, tenure, or investment amount. We provide smart defaults to help you start.

3

View, Compare and Export

Get instant results with visualization. Download detailed PDF/CSV reports to share with your financial advisor.

What PlanMyReturns Gives You

Clear, practical calculations and explanations so you can plan with confidence.

Comprehensive Financial Toolkit

We don't just do math; we do planning. Whether it's the Section 80C limit in tax or Indexation benefits in debt funds, our calculators factor in the rules so you don't have to.

Educational Insights and Methodology

Numbers without context are useless. We explain why the result is what it is. Learn how increasing your SIP by just 5% can double your wealth over time.

Real Examples and Case Studies

Sample scenarios and short case studies show how small changes in inputs affect outcomes.

Tools Designed for Everyday Use

Plain language, helpful defaults, and exportable results. Everything runs in your browser - no sign up required.

Privacy, Transparency and Safety

Your financial data is personal. PlanMyReturns runs all calculations locally on your browser. We never store your salary, loan details, or investment figures.

Quick guide - how to interpret outputs

  • Real vs. Nominal: Toggle 'Inflation Adjusted' to see what your money is worth in today's value.
  • Break-even Point: For loans, see exactly when your principal repayment exceeds interest payment.
  • Inflation adjustment: Use inflation toggle for real-values to preserve purchasing power.

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