Disclaimer

1 Educational and informational purpose

PlanMyReturns provides free calculators and articles created purely for general educational and informational purposes. Every result is an estimate generated from the values you enter and simplified, publicly available formulas.

Nothing on this website should be treated as financial, investment, tax, legal, or accounting advice, and no result is a promise or guarantee of any specific outcome.

2 Not professional financial advice

PlanMyReturns is not a registered investment adviser, financial planner, tax consultant, or brokerage, and no content on this site creates an advisory or fiduciary relationship. Financial products carry risk, and past performance does not indicate future results.

Before acting on any figure shown here, please consult a qualified and, where required, licensed professional who can review your complete personal circumstances.

3 Accuracy and estimates

We make reasonable efforts to keep our calculators and content accurate and up to date, but we do not warrant that the information is complete, current, or error free. Interest rates, tax rules, government schemes, and market conditions change frequently and may differ from the assumptions used here.

All outputs are indicative estimates only. Actual returns, EMIs, maturity values, taxes, and eligibility depend on factors such as timing, rounding, provider policies, and rule changes that a general calculator cannot fully capture.

4 Limitation of liability

You use PlanMyReturns and its tools entirely at your own discretion and risk. To the maximum extent permitted by law, PlanMyReturns and its team accept no liability for any loss or damage arising from decisions made, or actions taken, based on the results or content of this website.

5 Third party links

Some pages may link to third party websites for convenience or reference. We do not control, endorse, or take responsibility for the content, accuracy, or privacy practices of those external sites. Visiting them is at your own risk.

6 No affiliation or endorsement

PlanMyReturns is an independent website and is not affiliated with, sponsored by, or endorsed by any bank, mutual fund house, insurer, or government authority. Any brand, scheme, or product mentioned is referenced only for illustration and education, and all trademarks belong to their respective owners.

7 Advertising, Google AdSense and cookies

This website is supported by advertising. We use third party advertising companies, including Google, to serve ads when you visit. These companies may use cookies and similar technologies to show ads based on your prior visits to this and other websites.

• Google, as a third party vendor, uses cookies to serve ads on our site. Google’s use of advertising cookies enables it and its partners to serve ads based on your visits here and across the internet.
• You can opt out of personalized advertising by visiting Google Ads Settings, or opt out of third party vendor cookies at www.aboutads.info.
• We do not control which specific ads are displayed, and the appearance of an ad is not an endorsement by PlanMyReturns.

For full details on how cookies and data are handled, please review our Privacy Policy.

8 Your data and calculator inputs

The values you enter into our calculators are processed locally in your browser to display results. We do not require an account and we do not store your personal calculator inputs, such as salary or investment amounts, on our servers.

Advertising and analytics providers may still collect limited technical data through cookies as described above and in our Privacy Policy.

9 Changes to this Disclaimer

We may update this Disclaimer from time to time to reflect changes to our tools, content, or legal requirements. Any updates take effect as soon as they are posted on this page, so we encourage you to review it periodically.

10 Contact and acceptance

If you have any questions about this Disclaimer, please reach us through our Contact page. By continuing to use PlanMyReturns, you confirm that you have read, understood, and accepted this Disclaimer.