Privacy Policy

1. Introduction

PlanMyReturns (“we”, “us”, or “our”) operates the website https://planmyreturns.com, which provides free online financial calculators and educational content. This policy applies to all visitors and users of our website.

Our calculators are designed to work privately. The figures you enter into any calculator are processed directly in your browser and are not sent to or stored on our servers.

2. Information We Collect

We aim to collect as little personal information as possible. The information we may collect falls into these categories:

• Calculator inputs: Not collected. All calculations run locally in your browser and are never transmitted to us.
• Information you provide: If you contact us through a form or email, we receive the details you choose to share, such as your name and email address, so that we can respond.
• Automatically collected data: Like most websites, our servers and analytics tools may record standard log information such as your browser type, device type, approximate location (country or city level), pages visited, and the date and time of your visit.
• Cookies and similar technologies: We and our partners use cookies to remember preferences, measure traffic, and display advertising. See the sections below for details.

3. How We Use Information

We use the limited information we collect to:

• Operate, maintain, and improve our website and calculators
• Understand how visitors use our content so we can make it more helpful
• Respond to your questions and support requests
• Display and measure advertising that helps keep our tools free
• Detect, prevent, and address technical issues or misuse

We do not sell your personal information.

4. Cookies and Web Beacons

Cookies are small text files stored on your device. We use them to keep the site working smoothly, remember your preferences, and gather anonymous statistics about site usage. Our advertising and analytics partners may also place cookies or web beacons.

You can control or delete cookies through your browser settings at any time. Disabling cookies may affect some site features and the relevance of the ads you see.

5. Advertising and Google AdSense

We use third-party advertising companies, including Google AdSense, to serve ads when you visit our website. These partners help fund the free tools we provide.

• Third-party vendors, including Google, use cookies to serve ads based on your prior visits to our website and other websites.
• Google’s use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and other sites on the internet.
• You may opt out of personalized advertising by visiting Google Ads Settings.
• You can also opt out of some third-party vendors’ use of cookies for personalized advertising at www.aboutads.info/choices.
• For more information on how Google uses data when you use our partners’ sites or apps, see Google’s Partner Sites policy.

Third-party ad networks may collect and use information about your visits to this and other websites to provide relevant advertisements. This Privacy Policy does not cover the practices of these third parties, and we encourage you to review their own privacy policies.

6. Analytics

We may use analytics services such as Google Analytics to understand how visitors interact with our website. These services collect aggregated and anonymized data such as page views and session duration. This helps us improve our content and does not identify you personally.

7. Data Security

We serve our website over a secure HTTPS connection and rely on reputable hosting providers. While we take reasonable measures to protect any information we hold, no method of transmission or storage over the internet is completely secure, and we cannot guarantee absolute security.

8. Third-Party Links

Our website may contain links to external sites that we do not operate. We are not responsible for the content, privacy policies, or practices of any third-party websites. We recommend reviewing the privacy policy of every site you visit.

9. Your Privacy Rights

Depending on where you live, you may have rights over your personal information, including the right to access, correct, or request deletion of data we hold about you, and to object to certain processing.

• EEA and UK users (GDPR): You may exercise your rights to access, rectify, erase, restrict, or port your data, and to withdraw consent at any time.
• California users (CCPA): You may request details about the personal information collected and request its deletion, and you will not be discriminated against for exercising these rights.

To exercise any of these rights, contact us using the details in the Contact section below.

10. Children’s Privacy

Our website is not directed at children under the age of 13, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.

11. Consent

By using our website, you consent to this Privacy Policy. Where required by law, we will ask for your consent before placing non-essential cookies, and you may change your choices at any time through your browser or the opt-out links provided above.

12. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal reasons. The latest version will always be available on this page, with the “Last updated” date revised accordingly. Continued use of the website after changes indicates your acceptance of the updated policy.

13. Contact Us

If you have any questions about this Privacy Policy or your data, please reach out:

• support@planmyreturns.com
• https://planmyreturns.com