About PlanMyReturns

PlanMyReturns is a free collection of financial calculators built for Indian users. Our aim is to help you understand and plan your money with clear, easy to use tools for investments, loans, taxes and savings goals.

Our Purpose

PlanMyReturns was created to make everyday financial calculations simple and accessible. Whether you want to estimate the future value of a monthly investment, work out a loan EMI, or check a tax deduction, our tools give you a clear estimate in a few steps. We believe basic financial understanding should be available to everyone, not just to experts.

Who We Are

We are a small, independent team of finance enthusiasts and engineers who enjoy building useful tools. PlanMyReturns is not a bank, broker, or registered financial advisor. Our calculators and articles are for education and general information only. They are designed to help you understand how compounding, interest, and common savings schemes work so you can plan sensibly.

What We Offer

• Investment calculators: SIP, lumpsum, PPF, NPS and other estimators.
• Loan calculators: Home, car, and personal loan EMI and prepayment planners.
• Tax tools: Income tax, TDS, HRA and ELSS calculators for Indian taxpayers.
• Goal planning tools: Retirement, education, and savings goal calculators.

Every tool uses standard financial formulas and is reviewed periodically. Results are estimates for planning and learning, not guarantees of future returns.

Calculate, Invest, Grow

Our approach is simple: help you calculate with clarity, understand your options, and plan your goals with confidence. Everything we build is meant to make financial planning easier to understand, without jargon or pressure.

Transparency and Accuracy

Accuracy and trust matter to us. Each calculator is tested against standard formulas and publicly available rates, and updated when rules or rates change. We do not collect or store the figures you enter. All calculations run locally in your browser.

Our tools provide educational estimates only. For advice specific to your situation, please consult a qualified financial or tax professional.

Our Commitment to Compliance

We follow widely accepted standards for financial content and user privacy. We aim to be transparent about how our tools work, avoid misleading or exaggerated claims, and never promise specific or guaranteed investment outcomes. Market-linked investments carry risk, and past performance does not guarantee future results.

Why Users Choose PlanMyReturns

• Clean, focused design that is easy to use
• Calculations based on standard, tested formulas
• Free tools with no login or registration required
• Built around Indian tax rules and savings schemes
• A clear commitment to privacy and transparency

Our Vision

We want to be a helpful, reliable resource for practical financial planning in India. Over time we plan to add more calculators and clear, beginner friendly guides that make planning your money straightforward.

Contact Us

We welcome your feedback, suggestions, and questions. You can reach us at:

• support@planmyreturns.com
• planmyreturns.com