Every October, salaried professionals face the same question: should I use my Diwali bonus to prepay my home loan or put it in a mutual fund? We break down the exact math to help you make the smartest choice.
Got a Diwali Bonus? The Exact Math on Prepaying Your Home Loan vs. Investing Read More »
The Union Cabinet has approved increasing the statutory EPF wage ceiling from Rs. 15,000 to Rs. 25,000 per month. Sit down with PlanMyReturns to audit your pay slip, calculate changes in your monthly take-home pay, and see how much faster your retirement corpus will compound at 8.25% interest.
EPF Wage Ceiling Hiked to Rs. 25,000: What It Means for Your Salary and Pension Read More »
Seeing your first paycheck feels great, but early financial decisions compound across decades. Sit down with PlanMyReturns to decode your salary slip, pick the right tax regime, build an emergency buffer, and automate your first index investments.
Got Your First Paycheck? Here Is Your Step-by-Step Game Plan Read More »
Nifty climbed 53 points to 23,270.60 and Sensex ended flat at 74,314.59 on 17 September 2026. The NSE IPO saw 42% subscription on Day 1, while Brent crude dropped to $103.
NSE IPO Day 1 Booked 42%, Nifty Reclaims 23,270, Oil Cools: PMR Pulse 17 September 2026 Read More »
PFRDA introduced NPS Sanchay to give informal sector workers a simple pension plan without portfolio choices. Learn how its fixed government pattern compares against regular NPS equity choices, and calculate your projected retirement payout.
NPS vs NPS Sanchay: Which Retirement Option Fits You? Read More »
Sukanya Samriddhi Yojana offers 8.2% interest while Public Provident Fund offers 7.1%. Learn how the interest gap, lock-in terms, and account control rules affect your daughter’s future fund, and calculate your exact returns.
SSY vs PPF for Your Daughter: Which One Builds More Wealth? Read More »
Central government employees face a major choice: lock in an assured 50% monthly pension with Dearness Relief under UPS or remain invested in market-linked NPS. Here is the complete breakdown with real numbers and a free comparison calculator.
UPS vs NPS: Which Pension Scheme Is Better for You in 2026? Read More »
FD rates have fallen while SIP inflows hit record highs. Here’s the real data behind the shift, a fair look at when FDs still win, and a free calculator to compare both.
FDs to Mutual Funds: Why Indian Households Are Shifting Their Money in 2026 Read More »
Most people get their net worth wrong without realizing it. Here are the 6 mistakes that quietly inflate or deflate your real number, plus a free calculator to check yours properly.
Net Worth Tracking: Common Mistakes Indians Make (And How to Fix Them) Read More »
Compare PPF, EPF and NPS in plain language. Current rates, real example, free calculator to see which builds you the biggest retirement corpus.
Should you prepay your home loan or invest in SIP? Compare guaranteed savings vs market growth. Real example, free calculator inside.
Home Loan Prepayment vs SIP Investment: What Wins Read More »
A complete step-by-step guide to Systematic Investment Plans in India. Covers how SIPs work, the different types of SIPs, how to start one, SIP vs
SIP Smart: Your Step-by-Step Guide to Growing Wealth with Systematic Investment Plans Read More »