Terms and Conditions

1. Introduction

Welcome to PlanMyReturns. By accessing or using this website you agree to be bound by these Terms and Conditions. If you do not agree, please discontinue use immediately.

These terms apply to all calculators, tools, and content on PlanMyReturns.com. We may update these terms from time to time. Continued use of the site implies acceptance of any changes.

2. Purpose of the Website

PlanMyReturns provides free financial calculators and educational content to help users understand investment, tax, and loan concepts. The tools are for informational use and learning only.

PlanMyReturns does not provide personalized investment, financial, or tax advice.

3. Use of Our Calculators

Users may access and use our calculators for personal and non-commercial purposes. All calculations and projections are estimates based on the inputs you provide and standard financial formulas.

• We do not guarantee the accuracy or completeness of calculator results.
• Inputs and results are processed locally in your browser and are not stored on our servers by default.
• PlanMyReturns is not responsible for any decisions made based on these results.

4. Intellectual Property

All content, design, graphics, logos, and calculators on PlanMyReturns are the property of PlanMyReturns.com and are protected by copyright laws.

You may not copy, modify, distribute, or republish any part of this website without prior written permission.

5. User Responsibilities

By using this website you agree to:

• Use our tools and calculators only for lawful purposes.
• Not attempt to damage, disrupt, or gain unauthorized access to any part of the website.
• Not use results or data for misleading, fraudulent, or commercial purposes without consent.

6. External Links

PlanMyReturns may include links to third party websites for convenience and reference. These links do not imply endorsement. We are not responsible for external content, services, or accuracy on linked sites.

7. Limitation of Liability

PlanMyReturns and its team will not be liable for any direct, indirect, incidental, or consequential damages arising from use of this website, calculators, or content.

Users are solely responsible for their financial decisions based on results obtained from our tools.

8. Advertising and Third Party Services

Our website may display advertisements served by Google AdSense and other networks. These ads may use cookies to personalize your experience. PlanMyReturns does not control or endorse external ad content.

By using this site you agree to allow cookies and tracking as described in our Privacy Policy.

9. No Warranty

All calculators and information are provided on an “as-is” basis. We make no warranties, express or implied, about the reliability or suitability of our tools for any particular purpose.

10. Termination of Access

We reserve the right to suspend or restrict access to any part of the website at any time for maintenance, security, or other operational reasons without prior notice.

11. Governing Law

These Terms and Conditions are governed by the laws of India. Any disputes will be subject to the exclusive jurisdiction of the courts in Hyderabad, India.

12. Contact Information

If you have questions or feedback about these Terms and Conditions, contact us:

• contact@planmyreturns.com
• https://planmyreturns.com