Terms and Conditions

Please read these Terms and Conditions carefully before using the PlanMyReturns website and tools.

1. Introduction

Welcome to PlanMyReturns. By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree, please discontinue use immediately.

These terms govern the use of all calculators, tools, and content available on PlanMyReturns.com. We may update them from time to time, and continued use of the site implies acceptance of any changes.

2. Purpose of the Website

PlanMyReturns provides free financial calculators and educational content to help users understand investment, tax, and loan concepts. The tools on this website are intended for informational and learning purposes only.

PlanMyReturns does not offer personalized investment, financial, or tax advice.

3. Use of Our Calculators

Users may access and use our calculators for personal and non-commercial purposes. All calculations and projections are estimates based on the data you provide and standard financial formulas.

  • We do not guarantee the accuracy or completeness of calculator results.
  • Inputs and results are not stored on our servers and remain local to your browser.
  • PlanMyReturns is not responsible for any decisions made based on these results.

4. Intellectual Property

All content, design, graphics, logos, and calculators on PlanMyReturns are the property of PlanMyReturns.com and protected under applicable copyright laws.

You may not copy, modify, distribute, or republish any part of this website without prior written permission.

5. User Responsibilities

By using this website, you agree to:

  • Use our tools and calculators only for lawful purposes.
  • Not attempt to damage, disrupt, or hack any part of the website or its services.
  • Not use results or data for misleading or commercial purposes.

6. External Links

PlanMyReturns may include links to third-party websites. These links are provided for convenience and educational purposes. We do not endorse or control the content, services, or products offered by external websites.

7. Limitation of Liability

PlanMyReturns and its team shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use of our website, calculators, or content.

Users are solely responsible for their financial decisions based on results obtained from our calculators.

8. Advertising and Third-Party Services

Our website may display advertisements served by Google AdSense or other networks. These ads may use cookies to personalize your experience. PlanMyReturns does not control or endorse the content of any external advertisements.

By using this site, you agree to allow the use of such cookies as described in our Privacy Policy.

9. No Warranty

PlanMyReturns provides calculators and information on an “as-is” basis. We do not make any warranties, express or implied, about the reliability or suitability of our tools for any particular purpose.

10. Termination of Access

We reserve the right to suspend or restrict access to any part of the website at any time for maintenance, security, or other operational reasons, without prior notice.

11. Governing Law

These Terms and Conditions are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Hyderabad, India.

12. Contact Information

If you have any questions or feedback about these Terms and Conditions, you can contact us at:

Responsible Planning Starts with Awareness

PlanMyReturns encourages users to calculate, learn, and grow financially with responsibility and informed understanding.

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